Filipinos Can Now Grow Retirement Savings With a PERA Time Deposit

August 28, 2026

The Bangko Sentral ng Pilipinas is letting banks offer time deposits as an investment option under the Personal Equity and Retirement Account (PERA) programme, adding a familiar, low-risk product to a lineup that has so far leaned on market-linked instruments. Memorandum No. M-2…